Fueled by Passion

Umati Capital is a technology-enabled financial services start up with a mission to increase access to capital for small & mid sized businesses across Africa

Our Founders

Our co-founders, Ivan & Munyutu met in 2012 with a simple dream to create a company that would revolutionize access to capital through the consistent and innovative use of technology. Combining their respective backgrounds in finance & technology, they launched Umati Capital in July 2013

Who we are

Umati Capital is a non-bank financial institution operating in Kenya that offers a variety of credit products and related payments technology that aim to give our clients the ability to unlock their cash and grow their businesses.

What we do

We leverage our proprietary technology to provide branchless financial services to small scale suppliers, trading companies and industrial processors.

Why we do it

We are a team that wakes up each day excited to contribute to the ongoing revolution in access to finance that is sweeping across the globe and Africa in particular.

Our leadership

The Umati Capital leadership team brings together years of experience delivering lending products to small and medium sized companies.

Ivan, Co-Founder & Chief Executive Officer
Patrick, Chief Operating Officer
Gathuo, Business Development Lead
Joshua, Credit Analysis Lead

Our team



Westlands Nairobi | Kenya


Mondays to Fridays: 9am to 5pm

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Contact Us

Sales: sales@umaticapital.com

Info: info@umaticapital.com

Mondays to Fridays: 9am to 5pm.