About Us


Ivan Mbowa, Co-Founder & CEO Of Umati Capital

Prior to launching Umati Capital, Ivan worked with Citigroup for 8 years across a wide variety of countries including Uganda, South Africa, Nigeria, Ghana and Kenya. He worked across treasury, operations, credit risk management, investment banking and financial institutions banking.

He has completed the Chartered Financial Analyst Level 1 certification and is also qualified to U.K. Financial Services Authority Threshold Competence Level 2. He has a BA Economics cum laude and BA International Relations cum laude from Tufts University (US).

Munyutu Waigi, Co-Founder Of Umati Capital And Chief Customer Officer

Prior to Umati Capital, he co-founded Internet start-up, Rupu, listed as one of Africa’s top tech startups by Forbes Africa in 2012.

Munyutu was the Country & General Manager at Ringier Kenya, responsible for country operations across various digital platforms. He also worked as a Consultant at Accenture – UK, where he undertook long term client engagements with HSBC and British Telecom. Munyutu began his career as part of the IT management of the Williams F1 team.


Patrick Huang, Business Development
Gathuo Kairo, Sales
Gerald Hiuhu, Credit
Elizabeth Ambani, Operations
Belinda Kageni, Sales
Joshua Wandate, Credit and Operations